Income Share Agreement

An ISA is a legally binding document. It is a financial contract in which in which you receive money for your education. In return, you promise to pay Rambutan as the ISA provider a fixed percentage of your post-program income for a set amount of time.

Our Income Share Agreement (ISA) is a way to pay your Rambutan tuition, thus allowing us to make education accessible to all.


Start your repayments once you make RM2,000 in gross monthly income.

You will owe Rambutan 15% of your monthly income until you reach the cap or the terms of your ISA expire. You will not be required to make ISA payments during months in which your income was below RM2,000.


You continue to make monthly payments toward your ISA until one of the following happens:

  1. You have paid 15% of your monthly income for 24 months.
  2. You have reached the maximum payment amount of RM10,500 (ISA amount x 1.5).
  3. You did not make over RM2,000/month or did not have a qualifying job, and therefore 'deferred' your monthly payments for a total of 60 months.

Who is eligible?

You must be a Sabahan, 18-years or older, affected by COVID-19.

Contact us to get more information on ISA eligibility.

Rambutan's ISA is our investment in you.

Our selection process helps to ensure we select students we believe will be successful, and cover your tuition until you're in a financial position to pay us back.

Rambutan only makes money if you land a job making RM2,000 or more.

And once you complete the payment period or reach the payment cap, you are 100% free from any financial obligation to us.